[TOFEL writing] Dec. 22, 2023

1.

Question:

Do you agree or disagree with the following statement? It is better to enjoy your money when you earn it than to save it for the future. Use specific reasons and examples to support your opinion.

 

Model Answer:

I strongly believe that it is better to enjoy money when you earn it rather than solely saving it for the future. While saving money is essential for financial security, enjoying the fruits of one's labor provides immediate satisfaction and enriches life experiences.

 

Firstly, life is unpredictable, and delaying gratification indefinitely may lead to missed opportunities for personal enjoyment. A balanced approach that includes both saving and spending allows individuals to create memories, travel, and indulge in activities that bring joy and fulfillment. These experiences contribute to a well-rounded and meaningful life.

 

Additionally, enjoying money responsibly can have positive effects on mental well-being. Engaging in leisure activities or treating oneself to occasional luxuries can alleviate stress and enhance overall happiness. Constantly deferring enjoyment for the future may result in a monotonous and unfulfilling existence.

 

Furthermore, spending money on experiences, such as travel or cultural events, fosters personal growth and broadens perspectives. These experiences contribute to a person's knowledge, understanding of different cultures, as development of interpersonal skills, all of which are invaluable assets in today's globalized and interconnected world.

 

While financial prudence is essential for long-term stability, life is a balance between the present and the future. Enjoying money responsibly in the present can lead to a more fulfilling and enriched life.

 

2.

Question:

Do you agree or disagree with the following statement? It is better to enjoy your money when you earn it than to save it for the future. Use specific reasons and examples to support your opinion.

 

Model Answer:

I strongly believe that it is better to enjoy money when you earn it rather than solely saving it for the future. While saving money is essential for financial security, enjoying the fruits of one's labor provides immediate satisfaction and enriches life experiences.

 

Firstly, life is unpredictable, and delaying gratification indefinitely may lead to missed opportunities for personal enjoyment. A balanced approach that includes both saving and spending allows individuals to create memories, travel and indulge in activities that bring joy and fulfillment. These experiences contribute to a well-rounded and meaningful life.

 

Additionally, enjoying money responsibly can have positive effects on mental well-being. Engaging in leisure activities or treating oneself to occasional luxuries can alleviate stress and enhance overall happiness. Constantly deferring enjoyment for the future may result in a monotonous and unfulfilling existence.

 

Furthermore, spending money on experiences, such as travel or cultural events, fosters personal growth and broadens perspectives. These experiences contribute to a person's knowledge, understanding of different cultures, and development of interpersonal skills, all of which are invaluable assets in today's globalized and interconnected world.

 

While financial prudence is essential prudence is essential for long-term stability, life is a balance between the present and the future. Enjoying money responsibly in the present can lead to a more fulfilling and enriched life.